Singapore’s HDB BTO Scheme: A Pathway to Affordable Homeownership The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Managed by HDB, the BTO flats are launched periodically, and buyers apply before construction begins. The application process requires https://hdb-bto-27-5401100.dailyhitblog.com/41263786/hdb-bto-27-54