If Hartman & Associates is contacting you about a debt, knowing your rights under the Fair Debt Collection Practices Act (FDCPA) is essential. One major warning sign of harassment is repeated or excessive phone calls, especially if they occur several times a day or at inconvenient hours. Debt collectors are also prohibited from making false or misleading threats, including lawsuits, w... https://protectionforconsumers.com/harassed-by-hartman-associates-heres-what-you-need-to-know-about-your-rights/